Terms & Conditions

Last updated November 4, 2026

1. Who you are contracting with

Analytics & Insights - AI Engine (the "Service") is provided by Monisha Sharma, an individual based in the United States ("we", "us"). By using the Service you enter into this agreement with Monisha Sharma.

2. Acceptance

By accessing or continuing to use the Service you agree to these Terms. If you do not agree, do not use the Service. If you use the Service for an organization, you confirm you have authority to bind it; otherwise you confirm you are of legal age.

3. The Service

The Service is browser-based software that profiles and analyzes data files you choose and produces findings, charts and downloadable reports. Your data files are processed in your browser and are not stored on our servers. Each signed-in account receives three free Early Access dataset analyses with all features, report downloads and Ask your data. Paid plans apply to additional datasets as described on the pricing page.

4. Your account

Keep your sign-in credentials confidential; you are responsible for activity under your account. Provide accurate information and keep it up to date.

5. Acceptable use

You must not misuse the Service, including by:

• using it for any unlawful purpose or to process data you have no right to use;
• fraud, spam or deceptive activity;
• infringing anyone's intellectual property or privacy rights;
• interfering with its security — introducing malware, probing or scanning for vulnerabilities, scraping, or bypassing access controls or payment locks;
• reverse engineering, reselling or redistributing the Service.

6. Intellectual property

We retain all rights in the Service, including its software, documentation and branding. We grant you a limited, non-exclusive, non-transferable right to use the Service within your plan. You keep all rights to your data and the reports you generate.

7. Analysis results and AI assistant

Results are statistical estimates derived from the data you provide. They may be incomplete or inaccurate, show associations rather than proven causes, and are not professional, medical, legal, financial or investment advice. You are responsible for verifying results before relying on them. The assistant's answers are generated by an AI model from computed summaries and may contain errors.

8. Payments, renewals and cancellation

Our order process is conducted by our online reseller Paddle.com. Paddle.com is the Merchant of Record for all our orders. Paddle provides all customer service inquiries and handles returns. Payment, billing, taxes, renewals, cancellations and refunds are governed by the Paddle Buyer Terms. Subscriptions renew automatically each month or year until cancelled; after cancelling you keep access until the end of the paid period. See our Refund Policy.

9. Service level

We aim to keep the Service available and accurate but do not guarantee uninterrupted or error-free operation. To the fullest extent permitted by law, the Service is provided "as is" without implied warranties of merchantability or fitness for a particular purpose.

10. Limitation of liability

To the extent permitted by law, our total liability is limited to the fees you paid in the 12 months before the claim, and we are not liable for indirect or consequential losses such as lost profits or data. Nothing limits liability that cannot be limited by law, including for fraud, death or personal injury.

11. Suspension and termination

We may suspend or terminate your access for material breach of these Terms, non-payment, security or fraud risk, or repeated or serious policy violations. Because your data files stay in your browser, ending access does not delete files on your device.

12. Changes and governing law

We may update these Terms and will post the new version here. These Terms are governed by the laws of the United States and the state in which Monisha Sharma resides, and disputes will be handled by the courts there.